Good or Bad Credit Car Loans

approvals@gmautosales.ca Call us: (613) 446-6800

Take Advantage of Our 99% Success Rate
Let Our Auto Finance Professionals Help You Today!
24 Hour Approvals

In the majority of cases, we can get you approved in under 24 hours! It's quick and easy!

No Lemons Here

Each vehicle is thoroughly inspected by a licensed Class "A" mechanic before every purchase.

Great Interest Rates
Great Interest Rates

Auto loan interest rates start as low as 3.99% making your car purchase an affordable one.

Trusted Dealership
Trusted Dealership

We've been in business for over 35 years. We've helped 1000's of good people get a new vehicle.

Trained Professionals
Trained Professionals

With over 60 plus years of accumalative experience, we know how to get you approved!

No Obligation
No Obligation

Applying and getting approved for a car loan doesn't obligate you to purchase anything.

We Can Help You!
  • Good Credit
  • Bad Credit
  • No Credit
  • Previous Bankruptcy
  • Previous Repossession
  • Divorce
  • Seperation
  • New to Canada
  • Cash &/or Tips Payments
  • Choose From Our Lot
  • Access to Thousands of Vehicles
  • We Can Find You What You Need
  • Certified Vehicles
  • Licensed Sales People
  • UCDA Member in Good Standing
  • Great Relationships with Automotive Finance Companies and Banks
  • On-site Licensed Mechanics and Shop
  • People Who Genuinely Want to Help You
Get Approved
Apply today. Drive tomorrow.
Have a Question?
Please contact us and we'll get back to you ASAP
We'll be glad to help!
Contact Us Now
Frequently Asked Questions
Our services are free with no hidden charges. We want to make this loan process as quick and easy as possible.
Let us help you get into your next car, truck, van or SUV!
  • Can You Pick Me Up and/or Deliver My New Vehicle?
  • I Have Bad Credit. Can I Really Get Approved For a Car Loan?
    Yes, you can! Our auto finance professionals have been helping good people like yourself get approved and start to repair your credit for years now. Let us earn your business by getting you approved today.
  • How Much Income Do I Need to Qualify?
    You will need to be making a minimum of $2000 per month. As well, you need to be working at your place of employment for atleast 3 months.
  • How Much of a Loan Can I Receive?
  • What Kind of Car Can I Get? Can I Choose?
    Of course! You can choose any vehicle you like as long as it's in your price range and it's not above your auto loan approval amount.
  • Will I Need a Down Payment?
    The majority of our clients, regardless of their credit score, aren't required to have a down payment. However, if you'd like to use a down payment to help lower the payments, term or even interest rate on your new vehicle, you're more than welcome to. You can discuss this with our sales professionals to see if it makes sense in your case.
  • Will I Need a Cosigner?
  • Should I Find a Vehicle Before Applying?
    Let us get you approved first. Then, while knowing your pre-approval amount, we can then get you the vehicle of your choice (even if it's not on our lot!).
  • Do You Accept Trades? Can I Used a Trade-in as a Down Payment?
    Yes, we do accept trade-ins and yes, we do accept trade-ins as a down payment. We'll get you the most money possible for your trade-in!
  • I Am Currently in a Lease or Already Have an Existing Car Loan. Can You Help?
    Our professionals can get you out of your lease regardless of what you owe. We can also pay off your current car loan to put you into a new vehicle. Please discuss this with one of our professionals.
Reviews
What our customers are saying...
Bought a Truck with Bad Credit
"My credit isn't perfect but they made it work for me."
This is my new truck. I bought it off these guys. Amazing service and they really went out of the way to get me the best payment the best warranty and over all the best price possible. It took less then 48 hours and I drove away. My credit isn't perfect but they made it work for me. THANKS GUYS. Anyone out there needs a new ride give these guys a call.
— David Tobin, Happy Customer
Refused at One Place - We Approved Her
"Thank you SO much to Shane."
We were refused one place and then almost fleeced at another before we were told to go so you. We got a much better vehicle than what we were refused on. Happy family here and we will definitely come back.
Thanks so much for working so hard for us.
— Kristel Sharpe Eber, Happy Customer
Happy Customer
"They went above and beyond what was expected..."
I wanted to thank Michel, Shawn and Steve at G & M Auto Sales & Service for an amazing experience and a new vehicle. From the initial phone call, till we drove off the lot with our new car it was nothing but great service. With a new baby on board and a budget in place it wasn't easy car shopping. G & M Auto Sales & Services made such a thing possible! They went above and beyond what was expected, to not only find us a car to fit our family but made sure we left happy. We now can enjoy our new car knowing it's affordable and safe! Thank you Michel, Shawn and Steve for being so helpful and patient with us! We are very grateful for the service!
- Jay-Jo Renaud Elias, Happy Customer
Recommends G&M Auto Sales
"I recommend to everyone who need a car to go see them."
Just want to thanks G&M Auto Sales And Service specially Shawn Cyr , Just bought my dodge journey there and have very good service. I recommend to everyone who need a car to go see them.
Thanks again Shawn :)
— Guylaine Day, Happy Customer
Get Approved
Apply today. Drive tomorrow.
Contact us
We are happy to answer your questions